Is MortgageGPT FCA-authorised?

MortgageGPT is a technology platform. We connect borrowers with FCA-regulated brokers and lenders. All regulated mortgage advice is delivered by those regulated professionals, not by us.

How are applicants pre-qualified?

Borrowers complete a structured intake in the consumer app, including identity, income and document upload. By the time an applicant reaches a broker, the profile is already document-complete.

How does matching work?

Our agentic layer routes applicants to suitable brokers and lenders based on profile, eligibility signals, product fit and location. Brokers and lenders see only relevant applicants for their permissions and appetite.

Can I use the CRM with my existing tools?

The platform is designed to slot into the way brokers already work. We can discuss specific integrations and workflows during onboarding.

What does it cost to join?

Commercials depend on firm type and volume. The partner enquiry form is the fastest way to start that conversation.

How is borrower data handled?

Borrower data is handled in line with UK GDPR and shared with partners only where the applicant has consented and there is a legitimate matching purpose.

For UK mortgage brokers and lenders

Grow your mortgage business with AI-matched ready-to-move borrowers.

MortgageGPT routes pre-qualified, document-complete applicants from our consumer app to the right brokers and institutions — with a CRM, website builder and structured pipeline built in.

Become a Partner Book a demo

MortgageGPT AI mortgage assistant app shown on a phone with matched broker results

The problem

Mortgage discovery in the UK is fragmented and slow.

The result is wasted effort on every side — and a process that still feels analogue in a market that is anything but.

Borrowers shop blind

Applicants compare lenders and intermediaries with little context, and abandon halfway.

Brokers drown in admin

Qualifying leads and chasing documents eats the hours that should go into advising clients.

Lenders see a fragmented funnel

Application quality is uneven and visibility across the broker network is patchy at best.

How it works

One pipeline, from applicant to approval.

A connected flow between borrowers, brokers and lenders — built on an AI matching layer that reduces manual work at every step.

Step 01
Borrowers submit
Home-buyers upload documents and details in the MortgageGPT app, building a complete applicant profile up-front.
Step 02
AI matches
Our agentic layer routes each applicant to suitable brokers and lenders based on profile, eligibility signals and location.
Step 03
Brokers convert
Brokers receive document-ready leads in their CRM, track them through the pipeline and follow up without admin overhead.
Step 04
Lenders receive
Institutions get structured access to broker-vetted, document-complete applicants — with visibility across the network.

Step 01
Borrowers submit
Home-buyers upload documents and details in the MortgageGPT app, building a complete applicant profile up-front.
Step 02
AI matches
Our agentic layer routes each applicant to suitable brokers and lenders based on profile, eligibility signals and location.
Step 03
Brokers convert
Brokers receive document-ready leads in their CRM, track them through the pipeline and follow up without admin overhead.
Step 04
Lenders receive
Institutions get structured access to broker-vetted, document-complete applicants — with visibility across the network.

Who it's for

Built for both sides of the mortgage market.

AI-matched client flow

A steady stream of pre-qualified applicants routed from our consumer app — already document-ready when they reach you.

First-time buyer · LondonDocument-ready

Remortgage · ManchesterVerified

BTL · BirminghamNew

CRM & client tracking

Manage applicants, statuses and follow-ups in one workspace built around how brokers actually work.

Less admin, more advising

Automated intake and document handling cut the manual work, so you spend time on clients, not paperwork.

Build your own broker website

Pick a template designed for mortgage brokers, swap in your branding, and go live — no agency or developer required.

modern-broker-template.preview

Modern template

Clean fintech feel for digital-first brokers

Mortgage calculatorDocument uploadLive chat

classic-broker-template.preview

Classic template

Trusted, regulated look for established advisors

FCA badgesBooking formCase studies

bold-broker-template.preview

Bold template

High-contrast editorial for growth-focused firms

Animated heroAffordability toolLead capture

Live example

A broker site built on our platform — live today.

Branded, responsive and connected to the broker's CRM. Set up in an afternoon, not a quarter.

sanjayaroshan.co.uk

View live site

The agentic layer

AI that earns its place in a regulated workflow.

Built around how brokers and lenders actually work — not bolted on top of it.

Intelligent matching

Applicants are routed to suitable brokers and lenders using eligibility signals, location and product fit — not blind broadcast.

Less manual admin

Document intake, qualification and pipeline updates are automated, so partners spend their time on decisions, not data entry.

An agentic layer, not a black box

Our AI assists human advisers — it surfaces the next best action, but regulated advice stays with regulated professionals.

Human advisers stay in controlData handled with careBuilt for UK mortgage workflows

The consumer app that fills your pipeline.

The MortgageGPT app is where home-buyers prepare their application — uploading documents and details, then being matched to suitable brokers and regulated advisers. That demand feeds directly into the partner network.

MortgageGPT

You're matched.

3 suitable brokers near you

Riverside Mortgages

1.2 mi · Document-ready

Aroshan Advisory

2.8 mi · Document-ready

Northgate Brokers

3.4 mi · Document-ready

Matched

in 4 minutes

FAQ

Questions partners ask first.

Join the network powering UK mortgages.

Become a partner broker or institution and get access to document-ready applicants and the tools to convert them.